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If you don’t have pet insurance, here’s why you should reconsider

Bringing a new furry friend into your life not only brings joy but can also come with added responsibilities, especially when it comes to their health and well-being. As a pet owner, it’s important to consider pet insurance to help ensure your pet receives the best care possible and help cover unexpected veterinary bills. 

Like you, your cat or dog can experience accidents or illnesses that may require medical attention. These expenses can quickly add up and put a strain on your finances. Purchasing pet insurance can help to ensure that, in these moments, you can do what is best for you and your furry loved one. 

Here are the top reasons pet insurance is a smart choice for every pet owner. 

Pet care can be expensive

Happy girl playing with her dog at home
gpointstudio | iStock

The cost of living isn’t just climbing for humans. With advancements in veterinary medicine comes a rise in the cost of pet care. Global News reports that the cost of veterinary care has increased by six to eight per cent annually, which exceeds inflation.  

So, what should you expect to pay for routine annual expenses for pet care for your cat or dog? According to the 2023 Canadian Veterinary Medical Association Cost Of Care Survey, sponsored by Pet Plus Us, regular veterinary care such as exams, vaccines, and flea prevention costs between $1300-2000 for dogs and $1300-1800 for cats. 

The financial burden of keeping your pet healthy, from routine checkups to deworming medications, can quickly add up. That’s why the Canadian Veterinary Medical Association recommends pet insurance as it “can help spread costs of care over many smaller payments and can provide a buffer in emergency situations.” By having a policy, you can help offset costs, making routine and unexpected veterinary expenses more manageable.  

Accidents and illness can happen at anytime

Pets, much like their owners, can encounter sudden illnesses or accidents. Whether it’s an adventurous pooch who likes to explore or an aging feline with chronic conditions, emergencies can happen anytime.  

Pet insurance helps provide a safety net, allowing you to focus on your pet’s recovery instead of worrying about financial strains. With coverage for accidents and illnesses, your policy can help cover the cost of diagnostic tests, medications, surgeries, and other necessary treatments.  

Help make the best care affordable

Dog at the Veterinarian
FatCamera | iStock

Pet insurance helps make critical treatments more accessible. When tough decisions arise, insurance allows you to opt for the best treatment rather than the most affordable one.  

The last thing you want is to be forced to choose between the recommended treatment for your beloved pet and affording other essentials such as groceries or mortgage, cancelling a vacation or even going into debt.  

The emotional distress of seeing your pet suffer, mixed with the worry of managing the costs, can be overwhelming. This is why it’s important to have pet insurance for unexpected veterinary expenses, helping ensure that you can prioritize your pet’s health without sacrificing your financial stability. 

It's flexible for what you need

Pet insurance isn’t one-size-fits-all. It’s designed to cater to various needs and preferences. Depending on your pet’s age, breed, or lifestyle, you can choose a plan that makes the most sense for your situation, offering different levels of coverage, deductibles, and benefits.

Caring for your pet just got a little easier, thanks to this purr-fect partnership

CAA has partnered with Pets Plus Us to offer pet insurance so you can provide comprehensive care for your pet. With a range of products, and notable benefits, you can find the right coverage for you. CAA Members save 13.5 per cent on pet insurance (non-Members save 9 per cent)*.  

Ready to save on pet insurance? Get a quote online or contact us at 1-833-323-2456 for more information. 

*CAA Members receive a preferred rate of 13.5% off effective April 15, 2024. Non-members receive a preferred rate of 9% off effective April 15, 2024.

The information herein is summarized, the actual policy issued Terms and Conditions will prevail. All Pet Insurance plans have limitations and exclusions. Specific products, features, rates, and discounts may vary by province, eligibility, and are subject to change. 

© 2024 All rights reserved. Pets Plus Us Pet Insurance policies are underwritten by Northbridge General Insurance Corporation, distributed by PTZ Insurance Services Ltd. & Société d’Assurances Collectives (Sodaco) Inc. in Quebec. 

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